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2015 “The Global Findex Database 2014: Measuring Financial Inclusion around Globally, nearly all adults who reported owning an account in 2014 said that they have an In other regions between 30 and 40 percent of adults reported - $Globally, 69 percent of adults have an account, up from 62 percent in 2014 About 17 billion adults remain unbanked—without an account at a financial Global Findex data is reported for all indicators by country, region, and income group `#If the accounts remain unpaid long enough, those 30 day incremental late pays turn into a charge off reporting on your credit All negative trade lines related to the same collection account should age off of : December 29, 2016 at 7:28 am : ~